Brush financial credit card can also get rich

Point of view: In addition to the credit card overdraft simple functions, better use if it can not only save money can help us make money.

Recently, a reading by the name of Yang as the 27-year-old Taiwanese girl's story of financial management, brush on her credit card in just three months more than 100 million U.S. profit, non-governmental as "God card." At the same time, carrying a huge credit card debt, even the minimum due
Also have to pay any amount of "card slaves" more and more. Although the financial environment are different, but Yang as the method to make money still can not bring our cardholders ordinary small revelation. Who do not want to be an enviable "God card"?

Right now China's rapidly growing popularity of credit cards in people's wallets, credit cards at least 12 to as many as 56. Most consumers do not understand credit cards, "Consumer credit" of the content, only to replace it as a tool for cash. In fact, we can accomplish a great deal on the use of credit cards. Because, in addition to the credit card overdraft simple functions, better use if it can not only save money can help us make money.

For example, one of my friends on the clever use of credit cards and money market funds made a point of the characteristics of the small fortune. He was not paid after the repayment of anxious depositors or banks, but to buy money market funds, and then in the interest-free credit card spending during the all. The interest-free credit card until the end of the first two days before the redemption money market funds to repay. And now some of the banks and fund companies, money market funds can be set at a fixed date of redemption automatically transferred to the repayment of credit card accounts, so that such "arbitrage" act more convenient.

I am in a bid to host the visit of a credit card, usually carry out only a small amount of cash for emergency or not at the place where the use of credit cards, and shopping, eating on the card to card. Especially in the business, no longer need to borrow money to pay back the money the unit, prepared a little cash on hand, such as air tickets, accommodation such a big credit card to solve all simple and quick, even to save for their own tens of thousands of points , Reimbursement to come back after a one-on-hand, the more cash flow.

These are just a credit card over the "cash advance, overdraft consumption," the function of a credit card in fact the most basic function of the "accounting records." As the saying goes, the first step in financial management, accounting first start. Not accounting for the love of friends, credit cards are really helpful!

Create remittance advices for a monthly credit card statement listed the date of consumption, and the amount of stores, at a glance, you are no longer with their daily consumption to retain the documents checked, analyzed, the cumulative period of time, can be their own consumption patterns have a basic Knowledge, so as to achieve rational consumption and reduce waste.

If you hold a number of banks to issue credit cards, we recommend that you use a different credit card to do different types of expenditure spent on management functions, such as official business or for personal consumption expenditures, brush on a different credit card, which is even more clear.

In addition, the flexibility in the use of credit cards revolving credit also help you to solve the early start of the pressing need of funds. I have talked to a well-known software agent small regional boss, his own capital as security vendors to continue to advance, and the day-to-day operations as a result of social development often is an urgent need of cash. Not want to loan conditions, it is difficult to ask a friend to take punctual repayment. Later, the two banks for a credit card, use a different closing date for a long period, all of a sudden solution to the temporary capital-flow problems. He laughs himself as the "God card".