Banks: Do not look for small business credit card hawkers do

Credit card processing procedures simple, low-threshold, the door has a lot of shopping to do all kinds of bank cards to cover customer service staff, recently visited the reporter found that the self-employed small traders also played the credit card charge d'affaires ad. Bank staff said that customers place for foreign banks to face many potential dangers.



4:00 p.m. yesterday, reporters came to the shopping Xu Mao Building 5, almost the entire floor is a small side-by-side with the counter. A counter sale of various types of discs, but at the top of the counter has a close bearing the "all types of bank credit card charge d'affaires," the piece of paper. Reporters asked about the identity of the customer to the boss can be done by credit card, the boss just said that the provision of identity cards and work permits can apply for help, without any other costs. The boss said, because they have friends in the bank, is to help friends busy to put up the ad.



Industrial and Commercial Bank of China said in a trade, non-bank employees do not have the right to apply for credit card customers. As we do not have a lot of bank staff have the task of credit card sales, so there will be this type of phenomenon. "The best credit card for the bank to handle the business, so as to circumvent a lot of risk out," the industry source said that if the customer copy of the documents will be handed over to the other types of face many potential dangers: First, if the other side with the Class is not a copy to help customers handle other credit card but do, customers may have leaked the information. Second, if customers ask for a bank credit card, and the other is to use customer information for their other bank card, customers will have a significant impact on credit ratings.